Credit


history
iamme asked:


How does a college grad get a credit card with no credit history and no employment history? Can someone cosign to get one?
No one told me you needed a credit history to get a card and experience to get a job (only a degree for getting a job)

physics
history
flyboy711672005 asked:


I’ve made some mistakes in the past and I had absolutely no history in the past as it is. So, how do I go about salvaging bad credit and getting a chance to make my credit history decent?

geography
history
felixxkat asked:


When I look at my credit history, items that should have been removed after a banckruptcy should have been removed, but still remain. How do I challenge these and get them off my credit history?

physics
history
Sub-Zero asked:


I’m trying to get a personal loan of $50,000 and I have a credit score of 704 and a history of five months, I have no negative counts on my report. But I keep getting turned down. Should I wait until I’ve reach a least one year in history? Thanks for any input.

marketing
history
Johnny asked:


I’m a legal, but not permanent resident of the US currently on a student VISA. I was wondering, if there are any ways that I can establish a credit history and get a credit score. What is a good way to get started?

Is a non-permanent resident, are you allowed to open your own account with a bank?

Thanks in advance!

chemistry

history
candyleah01 asked:


I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to bring my score up. Any ideas if this can even be done and how?

Religion
history
John S asked:


I just turned 18 and I wanna build my credit history right. What is the best and right way to do so?

marketing
history
M. G asked:


My brother who has no credit history, needs a car and is trying to get it with a personal loan for a used car as most banks won’t finance a used car more than 6 years old. Can this be done by opening a credit card as a start?
P.J. below isn’t reading the question properly. My brother doesn’t have a loan on a used car. He is trying to get one. Bank don’t do financing on used cars over 6 years old. Hello P.J.?

marketing
History
Molly B asked:


If a person has midscore of 640, what is the minimum length of credit history and the minimum open lines of credit needed to get a homeloan with a fair interest rate? Does having a 10% down payment help?
Same job for 5 years, income verification will be used.

History
KayBeeDee asked:


Can a person without a SSN (but with a legal Tax identification number) develop a credit history ? This is for my friend who is on a dependent visa in the US but doesn’t have a job yet (hence no SSN). What does it take to start building credit history so that it would help in the future since people with longer credit histories are preferred… Firstly Is it possible to begin credit history and if yes what are the best ways.. Thanks in advance.