History for humans

Credit

Archived Posts from this Category

Fri 29 Aug 2008

How do you get a credit card with no credit history and never had work?

Posted by admin under Credit
[12] Comments

iamme asked:

How does a college grad get a credit card with no credit history and no employment history? Can someone cosign to get one?
No one told me you needed a credit history to get a card and experience to get a job (only a degree for getting a job)

physics

Thu 28 Aug 2008

How do I go about getting good credit if I have almost no history and all the history that I do have is bad?

Posted by admin under Credit
[6] Comments

flyboy711672005 asked:

I’ve made some mistakes in the past and I had absolutely no history in the past as it is. So, how do I go about salvaging bad credit and getting a chance to make my credit history decent?

geography

Thu 28 Aug 2008

How do I challenge incorrect credit reports on my credit history?

Posted by admin under Credit
[3] Comments

felixxkat asked:

When I look at my credit history, items that should have been removed after a banckruptcy should have been removed, but still remain. How do I challenge these and get them off my credit history?

physics

Fri 22 Aug 2008

How long Does my Credit History have to be?

Posted by admin under Credit
[5] Comments

Sub-Zero asked:

I’m trying to get a personal loan of $50,000 and I have a credit score of 704 and a history of five months, I have no negative counts on my report. But I keep getting turned down. Should I wait until I’ve reach a least one year in history? Thanks for any input.

marketing

Sat 16 Aug 2008

What’s a good way to establish a credit history as an international student?

Posted by admin under Credit
1 Comment

Johnny asked:

I’m a legal, but not permanent resident of the US currently on a student VISA. I was wondering, if there are any ways that I can establish a credit history and get a credit score. What is a good way to get started?

Is a non-permanent resident, are you allowed to open your own account with a bank?

Thanks in advance!

chemistry

Wed 13 Aug 2008

How do I go about getting my rent pay history reported on my credit report?

Posted by admin under Credit
[6] Comments

candyleah01 asked:

I am taking the necessary steps to resolve the credit issues I have and would like to have my positive rent pay history added to my credit report. I will use this in lieu of a mortgage to bring my score up. Any ideas if this can even be done and how?

Religion

Sun 10 Aug 2008

What is the correct way to build my credit history?

Posted by admin under Credit
[15] Comments

John S asked:

I just turned 18 and I wanna build my credit history right. What is the best and right way to do so?

marketing

Sun 10 Aug 2008

What is the fastest way to establish a credit history?

Posted by admin under Credit
[7] Comments

M. G asked:

My brother who has no credit history, needs a car and is trying to get it with a personal loan for a used car as most banks won’t finance a used car more than 6 years old. Can this be done by opening a credit card as a start?
P.J. below isn’t reading the question properly. My brother doesn’t have a loan on a used car. He is trying to get one. Bank don’t do financing on used cars over 6 years old. Hello P.J.?

marketing

Tue 1 Jul 2008

What is the minimum credit history length needed to get a home loan?

Posted by admin under Credit
[7] Comments

Molly B asked:

If a person has midscore of 640, what is the minimum length of credit history and the minimum open lines of credit needed to get a homeloan with a fair interest rate? Does having a 10% down payment help?
Same job for 5 years, income verification will be used.

Thu 19 Jun 2008

Can a person without a social security number start a credit history ?

Posted by admin under Credit
[2] Comments

KayBeeDee asked:

Can a person without a SSN (but with a legal Tax identification number) develop a credit history ? This is for my friend who is on a dependent visa in the US but doesn’t have a job yet (hence no SSN). What does it take to start building credit history so that it would help in the future since people with longer credit histories are preferred… Firstly Is it possible to begin credit history and if yes what are the best ways.. Thanks in advance.